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Terms & Conditions

Last Updated: May 18, 2026

By using the website and services of H & N Insurance Agency & Financial ("we," "us," or "our"), you agree to these Terms and Conditions. If you do not agree, please do not use our website.

1. Services

H & N Insurance Agency & Financial provides insurance brokerage and financial planning services. Our services are designed for individuals and businesses in the United States. You must be at least 18 years of age to use our services.

2. Disclaimer

Content on this website is for informational purposes only and does not constitute insurance, financial, or legal advice. Coverage details, rates, and availability vary by carrier and jurisdiction. Consult a licensed professional for specific guidance.

3. SMS/Text Messaging

By opting in, you agree to receive recurring promotional SMS messages from H & N Insurance Agency & Financial. Messages may be sent using an Automatic Telephone Dialing System (ATDS). Consent is not a condition of purchase. Reply STOP to opt out. Reply HELP for help. Message and data rates may apply.

4. Intellectual Property

All website content, including text, graphics, logos, and images, is the property of H & N Insurance Agency & Financial and protected by applicable intellectual property laws.

5. Limitation of Liability

To the fullest extent permitted by law, H & N Insurance Agency & Financial shall not be liable for any indirect, incidental, or consequential damages arising from use of this website or services.

6. Indemnification

You agree to indemnify and hold harmless H & N Insurance Agency & Financial from claims arising from your use of our website or violation of these Terms.

7. Governing Law

These Terms are governed by the laws of the State of New York. Disputes shall be resolved in the courts of Queens County, New York.

8. Modifications

We reserve the right to update these Terms at any time. Continued use after changes constitutes acceptance.

9. Contact

H & N Insurance Agency & Financial
184 Jamaica Ave
Hollis, NY 11423
Email: narharry@hninsuranceagencies.com

HNH & N Insurance

Comprehensive insurance and financial services.

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184 Jamaica Ave
Hollis, NY 11423

narharry@hninsuranceagencies.com

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